My Favorite Finance and Investing Books in May

Here’s a look at the finance/investing related books that I read in May 2021! Portfolio Design: A Modern Approach to Asset Allocation by Richard C. Marston This book is all about how individuals and institutions ought to best  invest their assets in an uncertain world. The book includes analysis of all major asset classes as well as alternative asset classes … Read More

Books I Read in April

Here I will summarize and review investment and finance related books that I read for the month of April. Reading books is one of my favorite ways to learn about and stay interested in topics; especially investment and finance related topics! The Book on Advanced Tax Strategies: Cracking the Code for Savvy Real Estate Investors:  This is the second installation … Read More

An Intro to Your Restricted Stock Units (RSUs)

Companies use restricted stock units or RSUs in a similar way to incentive stock options (ISOs) or nonqualified stock options (NSOs). But RSUs are simpler and more straightforward than ISOs or NSOs. This is because RSUs are just shares of your company’s stock while ISOs and NSOs represent the right but not the obligation to purchase company shares at a … Read More

Managing Cryptocurrency Risk via Portfolio Rebalancing

I wrote recently about how the addition of cryptocurrency to a portfolio over the last five years would have increased the risk-adjusted return of a portfolio as measured by the Sharpe ratio. In that article, I analyzed three possible portfolios; one with 5% bitcoin; one with 2.5% bitcoin and 2.5% ether; and one with no cryptocurrency (standard 60/40 allocation). In … Read More

What Does BTC/ETH Do For the Traditional 60/40 Portfolio?

Some investors scoff while others completely embrace the recent momentum in major cryptocurrencies. Since about 2018, I have taken a mostly agnostic view on cryptocurrencies and their hypothetical role in our economic future. As time has gone by, I have slowly dipped my toe into this new world. I started by initiating a very small investment in a handful of … Read More

Understanding Matching Contributions in Your 401k

When you begin working for a new employer you may be faced with the option to contribute to a 401k. If you do choose to contribute, you face further questions about how much you would like to contribute and understanding employer matching contributions. The most straightforward answer to how much an employee should contribute in their 401k is up to … Read More

Analysis of 8 Common Bitcoin Criticisms

Bitcoin has enjoyed varying degrees of interest over the last decade. During that time, when it receives the most attention it is usually during fantastic rallies or slumps. Here I will lay out an analysis of the most common criticisms of bitcoin. This is not an analysis of whether bitcoin should be considered as an investment in your portfolio. Full … Read More

Ask Your Boss About a Roth 401k

If your company offers a 401k, you’re in luck because 401k’s are one of the best tools at your disposal to retire comfortably. What many people don’t realize however is that you may have options in your 401k that you didn’t know existed. For example, many people don’t know that Roth 401k’s exist and that they may be an option … Read More

Risk, Asset Allocation, and Your 401(k)

Making choices in your 401k account can be confusing without a little education. I work with young professionals to optimize their 401k contributions and investments so they can avoid common pitfalls. Here I want to take a look at a very common problem; not understanding “investment risk”. The key lessons from this article are how a lack of understanding about … Read More

What are Nonqualified Stock Options?

This is part 3 in a series on equity compensation. You can find Part 1 here and Part 2 here. This article is a more indepth look at nonqualified stock options.  Refresher: What are Nonqualified Stock Options Nonqualified stock options are a common feature of compensation packages. Just like incentive stock options, they give you the right to purchase a … Read More