3 Small Business Retirement Plans for You

One of the big challenges facing small businesses is providing competitive benefits for employees while also allowing themselves (the business owner) to save for retirement. For example, an employee is likely to have access to employer-provided health and retirement benefits at a large employer; a benefit that may be cost-prohibitive at a smaller firm. Saving for retirement as a small … Read More

The Graph That Changed My Life

When you start investing is far more important than how much you invest or the investments you make. The first time I saw this argument was in a freshman college business class at the University of Evansville. Our dean at the time, Dr. Greg Rawski, was giving our class a lecture on the basics of retirement savings. I don’t remember … Read More

Top 5 Cheap or Free Investing Tools

I would like to review some of my favorite investing tools that I’ve used over the years and that anyone who can operate a smartphone can use regardless of their investment knowledge. You don’t have to be an investment professional to start learning about investing your own money. There are enough resources available to the everyday investor to learn how … Read More

Give a little, Get A LOT

Recently I made a spreadsheet to see how the percentage of the income we save, affects our wealth when we retire. Specifically, I wanted to see the magnitude of difference that small increases in savings can have at retirement. I assumed two fictional employees, Greg Green, and Bob Blue, both making $35,000 a year and starting out by contributing 5% … Read More