Managing Cryptocurrency Risk via Portfolio Rebalancing

I wrote recently about how the addition of cryptocurrency to a portfolio over the last five years would have increased the risk-adjusted return of a portfolio as measured by the Sharpe ratio. In that article, I analyzed three possible portfolios; one with 5% bitcoin; one with 2.5% bitcoin and 2.5% ether; and one with no cryptocurrency (standard 60/40 allocation). In … Read More

Analysis of 8 Common Bitcoin Criticisms

Bitcoin has enjoyed varying degrees of interest over the last decade. During that time, when it receives the most attention it is usually during fantastic rallies or slumps. Here I will lay out an analysis of the most common criticisms of bitcoin. This is not an analysis of whether bitcoin should be considered as an investment in your portfolio. Full … Read More

Brief Overview of Employee Stock Options

You may have employee stock options as part of your compensation package. Employee stock options can be confusing and you may be wondering what you should do with yours. This is Part I in a series shedding light on employee stock options, their taxation, and strategies for managing them.  Non-Qualified Employee Stock Options vs. Incentive Stock Options (aka Qualified Employee … Read More

Hiring a “financial advisor”

Hiring a “financial advisor” can be difficult. Here are some tips for you to use when evaluating an investment advisor or financial planner. Know what type of financial professional you are speaking with The financial services industry unfortunately suffers from hopelessly obscure and arbitrary titles. But you should know what type of financial professional you are speaking with because that … Read More

Investment Advice: What to Expect Working With Me

Maybe you’ve never worked with an investment advisor and you are wondering what to expect when you join uVest Advisory Group, LLC. This article will walk you through the process. Investment Advice and Management Onboarding: What to Expect My Investment Advice and Management Program provides low-cost investments, convenience, and advisor implemented investment services for my clients. Here’s what you can … Read More

Learning is Doing – You Can’t Afford Not to Make Mistakes

Not doing anything when you don’t know what to do can be worse than doing something and making adjustments later. I see this all the time with young professionals and their investments. Many of them have built successful careers or businesses in a non-finance or non-investment related field. As such, they haven’t devoted their time to learning about investment strategies … Read More

The Graph That Changed My Life

When you start investing is far more important than how much you invest or the investments you make. The first time I saw this argument was in a freshman college business class at the University of Evansville. Our dean at the time, Dr. Greg Rawski, was giving our class a lecture on the basics of retirement savings. I don’t remember … Read More