Practice Gratitude

Did you know you can practice invoking certain thoughts and feelings? It’s true, many times our thoughts and feelings, just like our actions are habitual; meaning we just do them on autopilot without thinking about them. By consciously bringing to mind certain thoughts and feelings around certain stimuli, we can set ourselves up for creating helpful cognitive habits. How can … Read More

Quit Creepin!

Have you ever wondered how people like Michael Jackson, Fifty Cent, and Burt Reynolds end up bankrupt? Here’s how: It’s called lifestyle creep. Lifestyle creep refers to our growing spending habits as we earn more money. As we earn fatter paychecks, we also start to buy nicer things, eat out at nicer places, drink fancier drinks, vacation in pricier resorts, … Read More

Top 5 Cheap or Free Investing Tools

I would like to review some of my favorite investing tools that I’ve used over the years and that anyone who can operate a smartphone can use regardless of their investment knowledge. You don’t have to be an investment professional to start learning about investing your own money. There are enough resources available to the everyday investor to learn how … Read More

Give a little, Get A LOT

Recently I made a spreadsheet to see how the percentage of the income we save, affects our wealth when we retire. Specifically, I wanted to see the magnitude of difference that small increases in savings can have at retirement. I assumed two fictional employees, Greg Green, and Bob Blue, both making $35,000 a year and starting out by contributing 5% … Read More

How to become a millionaire

Do you know exactly how much money you want to have before you retire? Do you have a plan to get that money? My guess is probably not. But here’s why you should. Most people, especially fellow Millennials, think about their working career in a way similar to their parents. They wake up, go to work, come home, rinse and … Read More